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10 Terms Every Investor Should Know
If you're new to investing, you may encounter some unfamiliar jargon. Understanding the following terms may help you become a more confident investor.
Read MoreBack to Basics: Disability Insurance
Nobody likes to imagine the worst, but what would happen if you become disabled and can no longer work? For most people, this could mean they no longer have a source of income.
Read MoreDisability Insurance Topics for 2023
The disability insurance landscape has experienced drastic changes in the last few years. The changes have led to new opportunities, as well as challenges for insurers. As the industry evolves, some issues will dominate the conversation...
Read MoreEstablishing a Budget
Do you ever wonder where your money goes each month? Does it seem like you're never able to get ahead? If so, establishing a budget may help you keep track of how you spend your money and help you reach your financial goals.
Read MoreMental Health and Disability Insurance
As of 2021, over 55 million Americans were living with a mental health condition, according to the National Institute of Mental Health (NIMH). While mental health and disability are closely linked, disability insurance doesn't typically...
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Take Advantage of ‘529’ Day
529 Plans account for more than 30% of all education savings plans and are the most popular of their kind. 529 Plans can be used to finance higher education expenses such as tuition, fees, and room & board for post-secondary education.
Read MoreBack to Basics: Know Your Paycheck
There are many decisions and choices that need to be made when starting a new job. One of the most important is to know your paycheck. This includes understanding the taxes taken out, contributions that can be made and other factors...
Read MoreFinancial Literacy Month Theme: It’s Never Too Late…
We celebrate Financial Literacy Month with our theme for 2023: It's Never Too Late. Check out how not giving up can lead to some wonderful things.It’s Never Too Late…To Learn About Your FinancesIncome brings money into your...
Read MoreFinancial Literacy for Small Businesses
According to the SBA (Small Business Administration), there are over 33 million small businesses in the United States. Out of this, almost 1 million start-ups close annually. The primary reason for their failure is poor financial...
Read MorePeer-to-Peer (P2P) Payments and Taxes
According to Statista, direct payments through apps account for more than 45% of the total peer-to-peer (P2P) payments market. Despite the growth, most people don't understand the tax implications of these payments.The most common P2P...
Read MorePlanning for a Smaller Tax Refund
The tax refund increased by over 15% in 2022 from the 2021 average. Many families rely on this refund each year for their financial situation. However, those same families may now find that the size of their refund is not as large as...
Read MoreSurviving a Banking Crisis
The recent news of the banking crisis affecting SVB, Signature Bank, Silvergate Capital Corp., and Credit Suisse has dominated the headlines. Banking crises have been going on since the dawn of modern banking and continue to remain a...
Read MoreBack to Basics: Estate Planning
Estate planning is an integral component of any good financial plan. Without this planning, you can leave your loved ones without the resources they need to take care of themselves or their family in case something unexpected happens to you
Read MoreEverything You Should Know About Bear Markets
Just like the dawning of a new day is unavoidable, so is the onset of a bear market. Most investors dread the idea of a bear market, as it often signifies a downward trend in the stock market which can spell disaster for their investments.
Read MoreInternational Women’s Day 2023
Every March 8th, the world celebrates International Women’s Day. Celebrations and themes differ between organizations, but the message is always the same. All people, from all walks of life, will take the time to honor the women in their...
Read MoreInvesting 101: How to Access Company Earnings Report
Understanding a company's financial performance is essential for informed investment decisions. To do so, investors need to access and analyze the company earnings report. But what is an earnings report, and what kind of information can...
Read MoreInvesting 101: The Differences Between Stocks and Bonds
Stocks and bonds are two important components of financial portfolios. They both represent different types of investments, and understanding their differences is essential to making informed investment decisions. You should also consider...
Read MoreThe Importance of Building a Financial Emergency Plan
As Dave Ramsey puts it, "There's always something coming in a few months that will cost money. So be prepared." Creating a financial emergency plan is essential for any individual or family.
Read MoreBack to Basics: How to Obtain Health Insurance
Health insurance can provide the security to help you save for your health-related needs. Understanding how it works is essential whether you are buying health insurance for the first time or looking to switch policies. When searching...
Read MoreBack to Basics: How to Obtain Life Insurance
We all hope to live a long and healthy life, but the unfortunate reality is that we don't know when our time will come. That's why it's essential to have life insurance - so that your loved ones can be taken care of financially if...
Read MoreEnhance Your Soft Skills for Career Advancement
Over the last few years, the importance of soft skills has risen exponentially. Employers have realized that while undoubtedly important, hard skills can only take an individual so far in their career path. Soft skills are the key to...
Read MoreThe Consequences of Filing Taxes Late: What You Need to Know
Tax filing procrastination can have serious consequences. It's estimated that more than a third of all Americans wait until the last minute to file their taxes. But if you're someone who waits too long and misses the deadline for...
Read MoreMaximizing Your Bonus: Understanding How Bonuses are Taxed
Have you received a bonus from your employer recently? Bonuses can affect your tax burden in various ways. Therefore, it's crucial to understand how they are taxed to plan accordingly. Bonuses Taxed High? Why? When it comes...
Read MoreAvoid Running Out of Money After Retirement
The current generation of retirees faces a greater risk of running out of money during retirement than any previous generation. Most retirees estimate they will spend less after retirement, but that is not always the case. Some...
Read MoreBack to Basics: Retirement Planning
You may have heard the saying, "it's never too late to learn." Well, that is certainly true when it comes to retirement planning. Even if you are considering retirement, there is still time to make smart decisions to help ensure a...
Read MoreDivorce and Its Alternatives
January is often dubbed "divorce month" as it's the time when many couples call it quits. The reason for this surge in divorce filings is unclear, but experts speculate it could be due to the holidays (when people are not willing to...
Read MoreInheriting Debt
Debt is something that no one ever wants to deal with, but unfortunately, it’s something that many people must face. When someone dies, their estate is passed on to the beneficiaries listed in their will. This may include assets...
Read MoreKeeping Your Auto and Home Insurance Low
As a responsible adult, you know that you need to have auto and home insurance. But that doesn't mean you have to break the bank to get it. In fact, you have many options to keep your rates low. On average, most homeowners pay...
Read MoreThe Long-Term Care Crisis
Home Alone Nearly one-third of all seniors live by themselves, according to the U.S. Census Bureau. That's close to 14 million seniors aging alone. This suits some seniors just fine, however it’s vital for seniors living...
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